PACE Financing
100% financing for your home improvement project - no money down, no credit check required
What is PACE Financing?
PACE (Property Assessed Clean Energy) is a revolutionary financing program that allows South Florida homeowners to fund energy-efficient and hurricane-resistant home improvements with 100% financing, no money down, and no credit check required.
Approved by the Florida Legislature, PACE financing is repaid through an assessment on your property tax bill, making it easy and convenient.
Why Use PACE Financing?
100% Financing
No down payment required for your project
No Credit Check
Approval based on property equity, not credit score
Tax Bill Payment
Repay through annual property tax assessment
Stays With Property
Balance transfers to new owner if you sell
Fixed Interest Rates
Predictable payments for the loan term
Fast Approval
Get approved in as little as 30 minutes
PACE Eligibility Requirements
Property Requirements
- Single-family home in participating county
- Current on property taxes
- Sufficient home equity (typically 10%+)
Homeowner Requirements
- Current on mortgage payments
- No bankruptcies in past 5 years
- Property in trust or personal name
How PACE Financing Works
Free Consultation
We assess your home and provide detailed quote
Apply for PACE
Quick online application (no credit check)
Get Approved
Approval in 30 minutes based on property equity
Sign Agreement
Review and sign financing documents
Start Project
We begin your home improvement immediately
Pay Through Taxes
Repay through annual property tax bill
Find Out if You Qualify for PACE
Free eligibility check with no obligation